RE: Contractor's insurance - HELP!
From: Marci Malinowycz (
Date: Sat, 23 Aug 1997 17:51:53 -0500
To find out about the construction insurance history for my community, Puget 
Ridge Cohousing in Seattle, which is a condo with an owner's association, I've 
inquired of the member most likely to know about how this went for us. He said 
that our situation was different.

We were a nonprofit organization while in development phase, selling the 
finished units to our members who then were members of the owner's association 
upon move-in.

Also, he thought that the differences in laws from state to state would maybe 
make it not so useful to compare your situation to that from another state 
than yours.

Good luck to you.

-- Marci Malinowycz

From:  cohousing-l [at] on behalf of MartyR707 [at]
Sent:  Monday, August 18, 1997 6:50 PM
Subject:  Contractor's insurance - HELP!

Hi friends,

We just got another unexpected blow out of the blue in terms of extra costs.

Our contractor has told us that HIS insurance company wants to charge him an
EXTRA $36,000 just to cover doing our project because we are a homeowners
assoc. and I guess that means extra problems.  And of course the contractor
wants to pass the cost along to us.  We are pretty set against having to pay
this if we possibly can help it - one of the reasons to have a general
contractor is so they carry the liability insurance, right?  It is seeming
ludicrous to me for us to pay it.

Anyway,  we are helping to do research to find another insurance company for
him that will be more resonable, and maybe has worked with cohousing.  So,
PLEASE, if you can let me know ASAP of any insurance companies that worked
with your general contractor for a normal charge, it would be oh so
appreciated.  We are very close to signing  a final contract with him  so
need this quick.

replies can be sent to me directly (MartyR707 [at] or to the list or
both.  thanks in advance for any help available.

Marty Roberts
Two Acre Wood, Sebastopol
Where grading is almost finished, we picked boxes of pears on the property on
Sunday, and bid packages go out tomorrow (I think!!)  (Please help us ward
off the El Nino storms predicted this winter!! with any methods you know

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