RE: Old thread - New query - Worker's Comp | <– Date –> <– Thread –> |
From: Rob Sandelin (floriferousmsn.com) | |
Date: Wed, 30 Nov 2005 08:11:09 -0800 (PST) |
Laws on such things are defined by your state. In the state of WA, there is clear legal precedent that the client is not liable is a contractor does not carry workmans comp. If the client, acts as a contractor, then the situation is less clear. We had this situation arise and our attorney gave us this info. Rob Sandelin Naturalist, Writer The Environmental Science School http://www.nonprofitpages.com/nica/SVE.htm ><((((º>`·..·`·..·`·...><((((º>...·`·..·`·...><((((º>.·`·..·`·...><((((º>.·` ·..·`·...><((((º>·.. ><((((º> ·`·..·`·...·..·`><((((º>.·`·..·`·...><((((º>.·`·..·`·...><((((º>..·`·..·`·.. .><((((º>·.. ·`·..·`·....·`·..·`·...><((((º> -----Original Message----- From: Daniel Fallon [mailto:psychling [at] att.net] Sent: Monday, November 28, 2005 10:41 AM To: Cohousing-L Subject: [C-L]_ Old thread - New query - Worker's Comp Friends: Crunch time for budgeting for 2006 and the issue has surfaced again. The annual premium for WC insurance is between $450 - $500 dollars. Some community members state that since the only people hired onsite to do work are employed by others who purport to have WC insurance the community HOA does not need to carry Worker's Compensation insurance. ------------------------------------ There are other opinions: namely, mine. Please shoot holes in them if you can. a.. General contractors hire out to subcontractors. Each makes claim to covering their employees with WC insurance. In some cases they actually provide papers purporting to same. However, what if the Gen/subcontractor: 1.. is not truthful; 2.. did not pay latest premium. a.. A resident/renter/homeowner hires someone to do an odd job (plumbing, housecleaning, etc). If the hired person injures themself that person has a claim against both the resident/renter/homeowner AND the Association. b.. If an injured party hired by a Gen Contractor / Subcontractor is unsuccessful, or unsatisfied, with the payment from the Gen's/Sub's WC insurance company that injured party can come against the Association for relief / compensation. c.. If the WC insurance company wants to avoid / dump their responsibility they can sue the Association. d.. If a resident or any other party (volunteer, visitor, etc) injures themself while doing something (painting, cleaning, etc) on behalf of the Association that person and/or their insurance carrier (medical insurance company, disability insurance company, life insurance company) can come against the Association for relief / compensation. ----------- Thanks in advance for any thoughts or experiences offered. - Dan Fallon _________________________________________________________________ Cohousing-L mailing list -- Unsubscribe, archives and other info at: http://www.cohousing.org/cohousing-L/ -- No virus found in this incoming message. Checked by AVG Free Edition. Version: 7.1.362 / Virus Database: 267.13.10/188 - Release Date: 11/29/2005 -- No virus found in this outgoing message. Checked by AVG Free Edition. Version: 7.1.362 / Virus Database: 267.13.10/188 - Release Date: 11/29/2005
- Re: Cohousing Association, (continued)
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Re: Cohousing Association Sharon Villines, November 28 2005
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Old thread - New query - Worker's Comp Daniel Fallon, November 28 2005
- RE: [manzanita] Old thread - New query - Worker's Comp Jackie Herst, November 29 2005
- Re: Old thread - New query - Worker's Comp Sharon Villines, November 29 2005
- RE: Old thread - New query - Worker's Comp Rob Sandelin, November 30 2005
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Old thread - New query - Worker's Comp Daniel Fallon, November 28 2005
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Re: Cohousing Association Sharon Villines, November 28 2005
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