|Re: Insurance||<– Date –> <– Thread –>|
|From: dahako (dahakoaol.com)|
|Date: Sat, 13 Jan 2007 10:31:24 -0800 (PST)|
Hi - One thing you can do to make sure you get coverage and keep your insurance reasonable is to get the insurance agent or company representative to walk through your property with you to observe risk conditions and make suggestions for mitigation. Insurance companies want to work with safe properties, and most cohousing buildings are a good bet -- you just might need to make your case. Things they might suggest include fire extinguishers, anti-slip flooring in guest room showers, no sharp edges in kids rooms, a commitment to keep flammable stuff stored safely, extra lighting at certain locations, changes in plantings to limit fire or theft risk, and fencing between areas children play and cars park. Usually very common sense stuff. If you talk to them during design, they sometimes can suggest other stuff that will help a property be more resistant to local risks, like flooding, high winds, or ice (change rooflines over doorways). Architects know this stuff, but sometimes prefer a slightly riskier design because it looks better. -Jessie Eastern Village Cohousing Silver Spring, Maryland Where one of the residents just removed the kitchen island in her apartment and donated it to the common house dining room. Now we can finally have enough serving space! ________________________________________________________________________ Check out the new AOL. Most comprehensive set of free safety and security tools, free access to millions of high-quality videos from across the web, free AOL Mail and more.
- Re: insurance, (continued)
- insurance Leah, June 14 2007
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