Re: Thanks to Everyone for Your Help
From: Craig Ragland (
Date: Thu, 14 Aug 2008 11:02:08 -0700 (PDT)
Victoria, its great that you figured this out about your community quest.

I agree that Cohousing is not for everybody - besides there are not enough
Cohousing communities for everybody yet (grin).

In contrast to income-sharing communities, Cohousing allows private
investments to accumulate in the form of both financial and social equity
for those who choose and are able to make these investments. This offers far
greater independence from the financial decisions and resources of others in
ones community than in the more radical experiments involving

In my case, all my neighbors and my family have the freedom to make our own,
private decisions about both our family expenses, capital investments, and
income. This allows greater diversity about the choices people make about
their lives... something that appears more limited in the income-sharing
communities which I've studied (Twin Oaks, Sandhill Farm, Emma Goldman
Finishing School, East Wind). In those cases, higher levels of community
agreement and engagement is required for many decisions involving income and

I have a lot of admiration for the pioneers exploring income-sharing
communities. As those of us in "marital communities" know, decisions around
sharing all income and most costs can be challenging - extending that to
many more people appears quite daunting to me. Combining your community life
with your financial life would add a LOT more social overhead. I don't
believe this kind of intensity in my community life would work well for me.
I embrace and enjoy the diverse choices that my neighbors have explored, but
I am quite thankful that my family's financial life has not been tied to
their decisions, or that I've not generally been in helping them make these
decisions. I think its great that individuals can freely try stuff that may
or may not work out - without a lot of process or involvement by many others
with a personal stake in the decisions. If individuals want that, they can
reach out to their neighbors as they choose.

Enjoy your quest,


On Wed, Aug 13, 2008 at 9:58 PM, 713Training <victoria [at]>wrote:

> I posted a question a couple of days ago regarding
> renting in a cohousing community in order to try it out.
> I would like to thank all of you for your time and
> responses.  Your information helped me to clearly
> understand my direction and that is a gift that I could
> not have found without all of you.
> I have discovered that cohousing is not the way for me.
> I would be more comfortable in an environment that is
> 100% income sharing. In return, I am guaranteed to be
> taken care of for the rest of my life.
> One reason I prefer this lifestyle is because money is a
> guiding force within normal society. For example, I earn
> over $125,000 per year. But during the weeks when I am
> earning less money, I feel inadequate and convince
> myself I am not working hard enough. How wonderful it
> would be to turn that $125,000 per year (minus overhead
> expenses to keep the business running) into the
> community and never see it. Then, and only then would I
> not be controlled by how much or how little money I
> make.
> In my opinion, living in a cohousing community does not
> take away the money issue. Instead, homes are sold or
> rented, which is based on money. What happens if you get
> sick and cannot pay your rent for a month or two? In a
> cohousing community no one is obligated to pay your
> rent. No one is obligated to take care of you during
> illness.  For me, I think living inside a family means
> that I take care of others during their time of need,
> whether it be financial or medical related, and I expect
> the same.
> I am sure that cohousing is excellent for many people
> who have families and want to live a separate life but
> be part of a family-like community.  But for me, I
> believe 100% income sharing is the way for me to go. And
> unless I would have received so many responses from so
> many of you that are subscribed to this list, I would
> not have found that out.
> May God richly bless each and every one of you.  You
> seem like wonderful folks and it was a pleasure
> communicating with many of you.
> On another note: I just returned from visiting my land
> in the Sange de Cristo mountains of southwestern
> Colorado. I put up a video slide show that you all may
> be interested in viewing. If anyone finds a photo they
> want to use as a print, let me know and I will email you
> the original.  I am sure you will agree, this is a
> beautiful, peaceful area. However, I am unable to turn
> it into a community at this time because the land is raw
> and there would be so much that would need to be done
> regarding drilling a well, etc.  To visit the slideshow:
> 1.  Visit
> 2.  Click on PHOTOS below the 3 photos at the top of the
> page
> 3.  Feel free to email me with your thoughts or if you
> would like an original photo for your collection.
> Victoria Ring
> Email: victoria [at]
> _________________________________________________________________
> Cohousing-L mailing list -- Unsubscribe, archives and other info at:

Craig Ragland

Coho/US executive director
craig [at]

Please try email first, include your phone number (w/time zone) - or give me
a call: 425-487-3550 (Pacific)... communicate!

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