Re: a strategy for affordability
From: Sharon Villines (
Date: Wed, 26 May 2010 05:52:17 -0700 (PDT)

On May 26, 2010, at 3:07 AM, Marganne Meyer wrote:

At 10:16 AM -0400 5/25/10, Sharon Villines wrote:
There is a huge market for small units because people can afford them.

Sharon, with your examples, do you recall how easy/hard it was for
the new owners to get mortgages? Either bank or private?

No problem at all, but this is 600 SF. It might be harder with 400 SF. But when you meet a skeptic you have to have your facts ready. You have to convince the bank that what you are doing is doable and worth doing.

The issue is getting specific about a place, attracting people around that location, and getting a community built. As much as people who live in cohousing want to see low-cost cohousing communities built, the people who are going to be living in that community are the ones who have to get it built. That's how cohousing works.

No one knows going in who they will be living with or if getting built is possible. Cohousing only happens if first one person, then two, then a group of persons, give it their best and work on the problems one at a time. And many groups fail. Frankly, I don't think failure would have anything to do with building small houses. Every community has a mountain to climb. It isn't any easier for large houses.

Building a cohousing community is hard. Not everyone wants to do it. But blaming it on this problem or that, means it will never happen.

Low-cost housing needs someone to begin to work locally to eliminate locations, find possibles, look at specific housing construction strategies and choose one, and focus on possibles, not impossibles.

People here can help by sharing their experience and knowledge, but they can't do more.

Sharon Villines
"Logic will get you from A to B. Imagination will take you everywhere." Albert Einstein

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