Re: Per Household or per person?
From: Diana Carroll (
Date: Tue, 19 Mar 2013 10:36:51 -0700 (PDT)
It's true. And our group came to the threshold of failure on two occasions 
(depending on how you count). 

Part of what affects how much people contributed is how much faith they have in 
the project, how much risk they are willing to take with their money, and how 
badly they want it to happen. 

There was no loss sharing agreement. Everyone put in what they could knowing 
the risk. And this affects us to this day, because money WAS/is being lost, in 
differing amounts for different people. 

But I'm not sure how this addresses the question of individual vs household 
assessment. Nor am I sure there is any other approach that we could have used 
that would have gotten us built. 

Returning to the original poster's question: my answer to your member who 
objects to so called couple discounts: does she think it costs less to build a 
house one person will live in thank one for two?  

In fact, more people can get housed if you have more people per dwelling unit.  
People who choose to live alone are therefore, in one way of looking at it, 
taking up "space" that could hold multiple people. Of course those people 
should pay a premium!  If I want extra space on the airplane so I buy two 
seats, doesn't it make sense I pay twice as much?

Written on a small keyboard, please forgive bizarre typos

On Mar 19, 2013, at 11:35 AM, R Philip Dowds <rpdowds [at]> wrote:

> Most cohousing attempts fail or take major detours before they are 
> consummated; money invested in the fruitless efforts -- purchase options, 
> attorneys, architects, etc -- is lost irrevocably.  So I need to ask ... what 
> agreements did you have, if any, to re-share the financial burden if your 
> project failed?  (Perish, of course, the thought.)
> Sent from my iPad
> On Mar 19, 2013, at 10:58 AM, Diana Carroll <dianaecarroll [at]> 
> wrote:
>> The way we at Mosaic Commons covered costs during development (up to the
>> point where we got a construction loan) was that contributions were
>> voluntary.  They were credited towards the final cost of your unit.  So no
>> one was "giving" money to the group....they were essentially "loaning"
>> money that would be paid back at purchase.
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