|Re: Alternative financing||<– Date –> <– Thread –>|
|From: Tom Smyth (tomsassafras.coop)|
|Date: Wed, 22 Oct 2014 13:19:23 -0700 (PDT)|
R Phillip: Very well said! On 22 October 2014 14:13, R Philip Dowds <rpdowds [at] comcast.net> wrote: > > I am guessing that tenancy is taken as a rough proxy for things that might > actually, legitimately concern a lender / investor: poor maintenance, no > reserves, transiency, owner indifference, anonymity and alienation of the > occupants, and so on. But if these were my concerns as a lender, and I > happened to have eyes and a brain, and I actually saw what was going in > cohousing communities, then I would be falling all over myself to offer low > cost loans to my best borrowers: cohousing households. > > Maybe the problem here is lack of eyes and brains. In Cambridge MA, > two-thirds of our housing units are renter-occupied, and our City remains > safe and well-managed; even the public schools are credible. Maybe what > cohousing needs most is not fewer tenants but better bankers. > > RPD > > > On Oct 22, 2014, at 1:37 PM, Sharon Villines <sharon [at] > > sharonvillines.com> > wrote: > > > > > > > > On Oct 22, 2014, at 1:31 PM, Kathryn McCamant < > kmccamant [at] cohousingpartners.com> wrote: > > > >> > >> If you have more renters than homeowners (owner occupied units), you > will > >> have a very hard time getting competitive mortgages. General > >> recommendation is to limit rentals to no more that 25-30% of your homes. > > > > Some recommend even lower 10-15%. > > > > Sharon > > ---- > > Sharon Villines, Historic Takoma Park, Washington DC > > Where all roads lead to Casablanca > > > > _________________________________________________________________ > > Cohousing-L mailing list -- Unsubscribe, archives and other info at: > > http://www.cohousing.org/cohousing-L/ > > > > > > _________________________________________________________________ > Cohousing-L mailing list -- Unsubscribe, archives and other info at: > http://www.cohousing.org/cohousing-L/ > > > -- Tom Smyth Worker-Owner, Sassafras Tech Collective Specializing in innovative, usable tech for social change sassafras.coop *·* @sassafrastech Resident, Touchstone Cohousing touchstonecohousing.org
- Re: Alternative financing, (continued)
- Re: Alternative financing Sharon Villines, October 22 2014
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