Re: Lot development walkability [was: Getting started ...
From: Sharon Villines (
Date: Sat, 17 Jan 2015 15:26:58 -0800 (PST)
> On Jan 17, 2015, at 4:46 PM, R Philip Dowds <rpdowds [at]> wrote:
> This is not exactly quite right.  Those who come together to invent and 
> choose a different lifestyle — the cohousing lifestyle — are already 
> committed to an ideal that is not “normal” for the local market.

Not necessarily. Banks don't loan money to projects they believe cannot be 
resold. The early groups had to self-develop and may have done so with rogue 
investors but banks are pretty conservative about what they will loan money for.

For example, at orientations and open houses for a group in Florida the biggest 
demand was for one bedroom apartments. The bank wouldn't finance one bedrooms. 
They considered them unsaleable in the first place and unresalable (to coin a 
word) in the second.

Zoning regulations also govern design. 

What happens inside may be unique and some of the design can be modified but 
unless there are no zoning regulations, or you can get them waived zoning will 
control. And then the banks will control unless you have cash down. Few people 
interested in cohousing have that -- though some certainly do.

Sharon Villines
Sociocracy: A Deeper Democracy

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