Cohousing-L Mailing List: Re: Event insurance? Do you need it?

[S. Kashdan (s_kashdan]

Hi Joani and all,

Here at Jackson Place Cohousing, in Seattle, Washington, we are legally 
organized as a condominium. We never purchase event insurance because we 
have been told several times that our associations' insurance covers public 
events along with many other things.

Best,
Sylvie Kashdan
Jackson Place Cohousing, Seattle, Washington

----- Original Message ----- 
From: "Joani Blank" <jeblank [at] swansway.com>
To: <cohousing-l [at] cohousing.org>
Sent: Wednesday, August 05, 2015 4:50 AM
Subject: [C-L]_ Event insurance? Do you need it?



For those of you whose communities are structured as a condominium or
town house complex....

When you have a house concert, visiting speaker, art exhibit opening or
any event that is attended by members of your community and invited
members of the public, on the grounds of your community or in the common
house, do you purchase event liability insurance from you community's
insurance company?  And how much does it cost....if you know!

If your answer is 'yes, always' or  'no, never' please tell me why (for
example:  It is required by our CC and Rs or "It never occurred to us
that we might need it, any more than if we were having the event at our
(single family home"

If your answer is "sometimes," or "always,"  what triggers the need for
extra insurance over that already included.

If you are not sure, please ask someone else in the community to explain
it to you , or call your community's insurance agent and describe the
event that you are planning (he or she may ask you for type of event,
number of attendees expected, expected attendance, time window during
which outsiders will be on your property, even perhaps, if alcohol will
be served).

Joani Blank
Swan's Market Cohousing
Oakland, CA

p.s. Please send a copy of your response to me personally at the email
address in the heading of this post, as I don't get to read cohousing-l
with any regularity.  And if at all possible I'd like to receive your
replies

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