Re: Best ways to seek collaborators? | <– Date –> <– Thread –> |
From: Ann Zabaldo (zabaldoearthlink.net) | |
Date: Sun, 11 Oct 2015 13:10:13 -0700 (PDT) |
Hi Tiffany! You have one of the best resources at hand! Start here! Post a notice to THIS list of where you would like to start a community. It would probably be helpful to include an idea of what your vision is for the community. Include all your contact info. I’m sure you’ve already done this … check the Directory at Cohousing.org to see what communities are forming in area in which you want to live. Best -- Ann Zabaldo Takoma Village Cohousing Washington, DC Principal, Cohousing Collaborative, LLC Falls Church, VA 703.688.2646 > On Oct 11, 2015, at 3:42 PM, Tiffany Lee Brown <magdalen23 [at] gmail.com> > wrote: > > > > What would you experienced co-housers recommend as a way to connect with > people who might be interested in starting a community? > > Thanks... > > Tiffany > In Oregon > > > Sent from outer space > >> On Oct 11, 2015, at 7:05 AM, Thomas Lofft <tlofft [at] hotmail.com> wrote: >> >> >> Michael Stinson msserd [at] ntid.rit.edu wrote: >> Subject: [C-L]_ Separate financing of common house and individual >> units? >> >> Our Flower City Cohousing community in Rochester, NY would like to know >> about separate financing for the common house and the individual homes in >> the community, and would appreciate any pertinent information. A developer >> with whom our community has been meeting has expressed a preference for >> this financial arrangement. The Cohousing Handbook by Chris Hanson states >> that some choosing communities have separate financing of the common house >> and individual homes. >> >> Thanks, >> Mike Stinson >> Flower City Cohousing Community >> >> In Liberty Village, each home buyer financed their own home with a >> combination "construction-perm" which combines with their deposit to provide >> the front end cash to complete purchase of their lot that gives them the >> collateral for the lender. Thereafter, during the construction period, draws >> are released monthly to pay the builder of the home; upon completion and >> receipt of the certificate of occupancy and lien release from the builder, >> the debt is rolled into the permanent mortgage. >> >> Our original 27 acre improved land site acquisition was completed by a >> partnership chartered as an LLP (Limited Liability Partnership) with equity >> cash and a one year ARM (Adjustable Rate Mortgage). Within that first year, >> the property was subdivided to sell off a historical 1753 Manor House and >> outbuildings with 4 acres and a development loan was opened with a local >> bank to finance site development and infrastructure. In due course, the >> development loan is paid down from lot sales and the partnership will extend >> the development loan to construct the Common House, projecting loan payoff >> from final lot sales. If there were enough pre-sales (75% or more) it might >> be possible to get your lender to fund both the infrastructure and the >> common house in the initial development budget. >> Cheers, >> Tom Lofft >> Liberty Village, MD >> >> _________________________________________________________________ >> Cohousing-L mailing list -- Unsubscribe, archives and other info at: >> http://www.cohousing.org/cohousing-L/ >> >> > _________________________________________________________________ > Cohousing-L mailing list -- Unsubscribe, archives and other info at: > http://www.cohousing.org/cohousing-L/ > >
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Separate Financing of Common House and Individual Homes Thomas Lofft, October 11 2015
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Best ways to seek collaborators? Tiffany Lee Brown, October 11 2015
- Re: Best ways to seek collaborators? Ann Zabaldo, October 11 2015
- Re: Best ways to seek collaborators? Nancy Baughman Csuti, October 12 2015
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Re: Best ways to seek collaborators? Michael Barrett, October 11 2015
- Re: Best ways to seek collaborators? Richart Keller, October 11 2015
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Best ways to seek collaborators? Tiffany Lee Brown, October 11 2015
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