Re: Best ways to seek collaborators?
From: Ann Zabaldo (zabaldoearthlink.net)
Date: Sun, 11 Oct 2015 13:10:13 -0700 (PDT)
Hi Tiffany!

You have one of the best resources at hand!

Start here!

Post a notice to THIS list of where you would like to start a community. It 
would probably be helpful to include an idea of what your vision is for the 
community.

Include all your contact info.

I’m sure you’ve already done this … check the Directory at Cohousing.org to see 
what communities are forming in area in which you want to live.


Best --

Ann Zabaldo
Takoma Village Cohousing
Washington, DC
Principal, Cohousing Collaborative, LLC
Falls Church, VA
703.688.2646





> On Oct 11, 2015, at 3:42 PM, Tiffany Lee Brown <magdalen23 [at] gmail.com> 
> wrote:
> 
> 
> 
> What would you experienced co-housers recommend as a way to connect with 
> people who might be interested in starting a community?
> 
> Thanks...
> 
> Tiffany
> In Oregon
> 
> 
> Sent from outer space 
> 
>> On Oct 11, 2015, at 7:05 AM, Thomas Lofft <tlofft [at] hotmail.com> wrote:
>> 
>> 
>> Michael Stinson msserd [at] ntid.rit.edu wrote: 
>> Subject: [C-L]_ Separate financing of common house and individual
>>   units?
>> 
>> Our Flower City Cohousing community  in Rochester, NY would like to know 
>> about separate financing for the common house and the individual homes in 
>> the community, and would appreciate any pertinent information.  A developer 
>> with whom our  community has been meeting has expressed a preference for 
>> this financial arrangement. The Cohousing Handbook by Chris Hanson states 
>> that some choosing communities have separate financing of the common house 
>> and individual homes.
>> 
>> Thanks,
>> Mike Stinson
>> Flower City Cohousing Community
>> 
>> In Liberty Village, each home buyer financed their own home with a 
>> combination "construction-perm" which combines with their deposit to provide 
>> the front end cash to complete purchase of their lot that gives them the 
>> collateral for the lender. Thereafter, during the construction period, draws 
>> are released monthly to pay the builder of the home; upon completion and 
>> receipt of the certificate of occupancy and lien release from the builder, 
>> the debt is rolled into the permanent mortgage. 
>> 
>> Our original 27 acre improved land site acquisition was completed by a 
>> partnership chartered as an LLP (Limited Liability Partnership) with equity 
>> cash and a one year ARM (Adjustable Rate Mortgage). Within that first year, 
>> the property was subdivided to sell off a historical 1753 Manor House and 
>> outbuildings with 4 acres and a development loan was opened with a local 
>> bank to finance site development and infrastructure. In due course, the 
>> development loan is paid down from lot sales and the partnership will extend 
>> the development loan to construct the Common House, projecting loan payoff 
>> from final lot sales. If there were enough pre-sales (75% or more) it might 
>> be possible to get your lender to fund both the infrastructure and the 
>> common house in the initial development budget. 
>> Cheers,
>> Tom Lofft
>> Liberty Village, MD
>> 
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