Re: Cohousing community work and Insurance
From: John Carver (jcarverislandnet.com)
Date: Wed, 6 Jan 2016 20:26:04 -0800 (PST)
On 06/01/2016 4:37 PM, Carol Agate wrote:
Our insurance broker said the D&O (directors and officers) insurance isn’t 
restricted to directors and officers, but applies to everyone volunteering on behalf of 
the association.

D&O doesn't cover anyone for accident. It's for people in positions of making decisions or taking actions that affect others. If your well-intended actions result in calamity you can be sued. That's what you need D&O for.

John Carver
Pacific Gardens Cohousing
Nanaimo, BC
http://pacificgardens.ca/

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