Re: Weird RFI seeking copies of our HOA Docs, Budget and Insurance Info
From: Ann Zabaldo (
Date: Wed, 13 Jul 2016 05:42:50 -0700 (PDT)
Tom-- part 2

You are right to be skeptical of requests like this coming via email.  Do you 
have someone Who is applying for a mortgage loan at this time? 

Did you contact Mark Perlman The person listed in the email to ascertain that 
this is a legitimate request for information? Phone calls always are helpful 
for confirmation. Simple enough to do.  

It is really odd that this request came through "info@Liberty" 
however your mortgagee may not have supplied the Liberty village contact 
information to the lender.  I would have however have expected Mark Perlman to 
use the inquiries email address for liberty Village to request the correct 
person to be contacted not to have simply listed all the questions. By the way, 
these questions usually come as part of  a form from the lender not is 
individually listed items in an email. 

And just a little tiny heads up: these forms take a lot of time to fill out and 
since they are inconsistent from lender to lender and if you expect to be 
placing a series of mortgages in the future I strongly suggest you keep track 
of you 
Will need this info again. Trust me. 

Ann Zabaldo
Takomavillage Cohousing
Washington DC

Sent from my iPhone

> On Jul 11, 2016, at 10:57 PM, Thomas Lofft <tlofft [at]> wrote:
> On Jul 11, 2016, at 10:10 AM, mike.pearlman [at] wrote:
>   Mike Pearlman
> 800-452-4816 ext 116
> mike.pearlman [at]
> The weirdest thing was they submitted this RFI direct to our inquiries e-mail 
> via the community web site, not directly to any member of the BOD or HOA 
> management.Further, they did not offer any authentication by the alleged 
> lender or from any subject client party of either company.
> My Corollary RFI: Do you typically see any/many/every prospective purchase 
> lender asking for your Association budget, insurance policies, or generically 
> identifying every HOA as a condo?
> Response to everyone to broaden our collective knowledge will be appreciated, 
> but feel free to respond directly if you have harsh opinions you prefer to 
> not broadcast.
> Cheers for legal safety for all cohousing communities.Tom LofftLiberty 
> village, MD
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