Re: Regarding Affordability in Cohousing
From: Joyce Cheney (
Date: Sat, 20 Aug 2016 11:25:24 -0700 (PDT)
I agree with Angela that it's honest to state that most cohousing IS
expensive. Certainly much of cohousing is comparable to other housing in
the same area -- but comparable to high end housing there! And don't forget
the monthly fees, with in my research end up being higher than most
condo/neighborhood fees.  There *are *a few more affordable places (look
for limited equity coops rather than private ownership of units and for
locations where the cost of living is lower, but even in those
locations...) Yes, it's a great way to live, AND it's for those with higher
incomes or bigger retirement pensions/savings.  Joyce Cheney

On Sat, Aug 20, 2016 at 11:14 AM, Angela Steiert <angie.steiert [at]>

> I think it is safe to say that unless a community has subsidized a unit or
> gotten section 8 housing approval, that most co-housing communities prices
> put their members in a higher income bracket.  $230,000 & $250,000 is a lot
> of money.  Someone would have to make at least $75,000 a year to pay that
> mortgage and less than 15% of American's make that much money.  Therefore
> only the top 15% of American's  are able to participate in a cohousing
> community at those prices, which makes it a somewhat elitist entity.  I
> live in a cohousing community and I did not pay that much money, but I was
> quite shocked to see the majority of prices for communities when I was
> hoping to join one. I am a teacher, and I find it quite sad to think that
> most teacher's, unless they have two incomes in their homes, could not live
> in a cohousing community.  There is really no easy answer to this, as I
> have come to realize that most cohousing communities are private entities,
> and that cohousing is in limited quantity in the US which makes it more
> valuable. I do think we have to acknowledge the reality of cohousing in
> America.  So, there are places out there with more reasonable prices, but
> even those are probably too high for many Americans at the wages they
> currently make.
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