|Re: City and municipal zoning and laws.||<– Date –> <– Thread –>|
|From: Brian Bartholomew (bartholomew.brianyahoo.com)|
|Date: Wed, 16 Jan 2019 12:59:09 -0800 (PST)|
Dean, Please consider taking a wider view, and survey laws which affect approaches other than the usual dense suburban look for $400K/unit. For instance, will the local development-plan-approver allow less expensive developments which depress existing housing resale prices by creating competing alternatives? There are many approaches to construction which can build incrementally over 10-20 years with less loans: State park-ish style with centralized bathroom, laundry, kitchen. Bare lots with electricity and telco but not fresh water or sewer yet. Trailer park style with yucky old trailers; with RVs; with brand new LEED Katrina cottages. Suburban neighborhood style with water and sewer buried under road, but cheaper roads: dirt or limerock instead of pavement, no storm drains, sidewalks, streetlights, curbs. These housing styles may not be your preference. However, some people need a cheaper approach, as cost of living is being inflated from 7% to 13%. These numbers are calculated from price tags of common items: http://www.chapwoodindex.com/ > At the state or federal level, why not seek to have government loan > guarantees for cohousing? As we've seen with university tuition, if you make a broad government guarantee of loans then institutions will raise prices to consume those guarantee amounts. The cost to the consumer will grow much faster than even the rest of the cost of living is being grown. To really make it unaffordable, make the debts non-dischargable in bankruptcy like student loans are. Then there's even less risk to the lenders, and the loans which are poorly justified by future earnings potential will be even bigger. Obviously, a government program which taxes money from an upper-middle class person and gives it back to them as a housing subsidy has produced no wealth. Instead, it has consumed wealth to administrate that program. A mechanism like Kickstarter is far more democratic, as the opinions about what results would be a net wealth increase are being made by every person who pays in, not just legislators. Brian
- City and municipal zoning and laws. Dean smith, January 16 2019
Results generated by Tiger Technologies Web hosting using MHonArc.