Re: Do any communities defer dues?
From: Kathryn McCamant (
Date: Mon, 5 Aug 2019 09:30:58 -0700 (PDT)
I would check your local jurisdiction and mortgage lender laws. After the 
recession and the millions of foreclosures that came with it, they changed a 
lot of the regulations to limit the amount you could collect on pass due dues 
at closing.

Kathryn McCamant, President
CoHousing Solutions


On 8/4/19, 9:12 AM, "Cohousing-L on behalf of Sharon Villines via Cohousing-L" 
< [at] on 
behalf of cohousing-l [at]> wrote:

    > On Aug 4, 2019, at 7:44 AM, Alan O'Hashi via Cohousing-L <cohousing-l 
[at]> wrote:
    > If you do decide to allow people to generally defer, there should be some 
means to encourage them to pay up front, like, compounded interest, and 
personal guarantees, etc.
    I would think this would only be done when there is a question of hardship 
and a date for which the unit will be sold or put up for sale. 
    And done formally with a lien against the property, costs to be paid from 
the sale/estate.
    In the long run, this might be the least expensive way to deal with the 
rare case of catastrophic or terminal inability to pay.
    Sharon Villines
    Takoma Village Cohousing, Washington DC
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