Re: Affordable Housing
From: Nancy Baughman Csuti (
Date: Thu, 16 Jan 2020 07:07:30 -0800 (PST)
@Ty - you said "This has nothing to do with intentionally being unfair -
it's about
economics." I'd like to suggest economics has EVERYTHING to do with being
unfair. Capitalism is built on a foundation of unfairness.

The rest of your post I agree with 100%. Federal regulations are needed.

Nancy in Colorado.

On Thu, Jan 16, 2020 at 6:30 AM Fred-List manager <fholson [at]>

> Ty Albright <tmalbright [at]>
> is the author of the message below.  It was posted by
> Fred, the Cohousing-L list manager <fholson [at]>
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> I can tell you from experience - that most large municipalities prefer
> large
> size housing because:  1). Greater real estate tax base - bigger homes pay
> more in tax.  2). Fewer people that they must provide services to (police,
> fire, water etc.) - lower cost.
> This has nothing to do with intentionally being unfair - it's about
> economics.
> The only way for overcoming many of the challenges with building lower cost
> housing in most municipalities is Federal Regulation that would prohibit
> many of the zoning and regulations that prevent housing choice - and to
> broaden the mortgage lending industry to be receptive to "non-traditional"
> construction types (the mortgage industry is locked into the "we only loan
> money on the same stuff we've been loaning on for the past 50 years -
> nothing new thank you").
> Ty
> Ty Albright Project Management
> Little Red Hen LLC
> 214-336-7952
> tmalbright [at]
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