Re: Helping members with Covid-19 related hardship
From: Sharon Villines (
Date: Wed, 8 Apr 2020 09:19:32 -0700 (PDT)
> On Apr 8, 2020, at 7:02 AM, Diana Carroll <dianaecarroll [at]> 
> wrote:
> Bonnie, can you say more about this: "People with temporary financial
> difficulty paying HOA dues could apply to the treasurer for a loan from
> this fund to cover HOA fees. "
> How is that different than just letting them not pay and catch up on
> payments when they can? As the bookkeeper here at Mosaic Commons, that's
> just how I've always done it. 

It’s better to have clear agreements and are much more likely be clearer if 
they are written down.

Whatever happens in the moment can change. Verbally one person says pay when 
you can and another will say just forget about it. Another will say you don’t 
need to pay it back — Harry never paid and no one said anything. Which message 
is correct? Who has authority to let people slide? Who has authority to demand 

What happens if the person dies? Who owes the money? Does anyone if there is no 
record of the transaction?

What happens if a new treasurer argues that the person owes late fees and 
fines? And the lawyer agrees?

Things happen, and not all communities have enough wiggle room to just let it 

A very simple statement confirming that this is a loan should be sufficient. 
With a due date that could be extended — 6 months? Or a period that the loanee 
believes will be sufficient.k

Sharon Villines
Takoma Village Cohousing, Washington DC

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