Elder Care In Community | <– Date –> <– Thread –> |
From: Caren Albercook (calbercookyahoo.com) | |
Date: Tue, 21 Mar 2006 04:35:17 -0800 (PST) |
Hi Everybody, I live in a mixed age cohousing community in Ann Arbor, Michigan. We've been living together almost 10 years now and have worked the big bugs out of being with each other and getting things done. That happy fact leaves us open to noticing subtler social issues such as elder care. We had our first elder member die about a year ago and several of our members are in precarious health. I was talking with my neighbor last weekend and got a vibrant look into her support needs and the fact that she expects she'll have to leave us when her health falters. I don't want that to happen and have been talking with others about how to add elder care as a dimension of our community living, to keep our older members in community till the end. The over 80 cohort is the fastest growing demographic in the nation. Add that to the baby boomer group that will strain national healthcare resources and you can expect that the present care split of 40 percent paid by medicare and private insurance and the 60 percent out of pocket to worsen. And that 60 percent is paid from a fixed and diminished income. Paying ahead during prime earning years seems like a good idea. Anyone can buy catastrophic care insurance and anyone can hire a home health aid, but it doesn't have that feeling of group support, of embeddedness that is community. Some of us are talking about starting an elder care coop to save money ahead for this coming challenge. But some of us are talking about buying a unit here with combined financial resources and finding a couple to live rent free in exchange for elder care. Maybe we'll even get to the point where we can buy a van for those who can no longer drive. Sorry I'm so long winded. Has anybody in a mixed age group thought about this? What are you doing? How did it go? Thanks for the imput, Caren __________________________________________________ Do You Yahoo!? Tired of spam? Yahoo! Mail has the best spam protection around http://mail.yahoo.com
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Elder Care In Community Caren Albercook, March 21 2006
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