Cohousing-L Mailing List: Re: Subsidizing a health care provider on site - doseitattract the already frail?

[David L. Mandel (dlmandel]

Fantastic, creative idea, but by experience as a legal services attorney for
seniors leads me to be totally cynical and skeptical about insurance
companies. It would also require a rare unanimity of goals in a community,
which would be difficult to achieve in a diverse group. Specifically senior
cohousing, perhaps. But even then the insurers would probably insist on
rating the risk based on individual health histories and status.
David Mandel
Sacramento
----- Original Message ----- 
From: "dahlen" <dahlen [at] airmail.net>
To: "Cohousing-L" <cohousing-l [at] cohousing.org>
Sent: Tuesday, April 25, 2006 11:19 AM
Subject: Re: [C-L]_ Subsidizing a health care provider on site -
doseitattract the already frail?


> I wondering if an insurance company which carries long term care policies
> could in some way become a part of a cohousing community.  Maybe for a
> minimal assessment to all members to go towards a policy for a limited
> number of persons at any one time on a homecare basis using those in the
> community.  There are currently policies which permit one to use family
> members that may not be certified as an aid to do in-home care on a per
diem
> basis.  It would no doubt be a very bureaucratic undertaking to get it
> worked out with an insurance company/corporate structure but part of an
> overall concept  of care that just might work well. What do you think?
>
> Diane