Cohousing-L Mailing List: Re: Best ways to seek collaborators?

[Nancy Baughman Csuti (nancycsuti]

Hi Tiffany,
As someone looking for cohousing (but not in Oregon), I second Ann's
suggestion... including what your vision is as a starting point is a great
idea. In my quest for cohousing I have noticed a few things that seem to
stand out to me in regards to vision. One that strikes me as  particularly
interesting is how many people that I meet interested in cohousing are
looking for below market rate housing  and see cohousing as a possible way
to get there. Knowing this right up front is helpful.

Nancy in CO.

On Sun, Oct 11, 2015 at 2:10 PM, Ann Zabaldo <zabaldo [at] earthlink.net> wrote:

>
> Hi Tiffany!
>
> You have one of the best resources at hand!
>
> Start here!
>
> Post a notice to THIS list of where you would like to start a community.
> It would probably be helpful to include an idea of what your vision is for
> the community.
>
> Include all your contact info.
>
> I’m sure you’ve already done this … check the Directory at Cohousing.org
> to see what communities are forming in area in which you want to live.
>
>
> Best --
>
> Ann Zabaldo
> Takoma Village Cohousing
> Washington, DC
> Principal, Cohousing Collaborative, LLC
> Falls Church, VA
> 703.688.2646
>
>
>
>
>
> > On Oct 11, 2015, at 3:42 PM, Tiffany Lee Brown <magdalen23 [at] gmail.com>
> wrote:
> >
> >
> >
> > What would you experienced co-housers recommend as a way to connect with
> people who might be interested in starting a community?
> >
> > Thanks...
> >
> > Tiffany
> > In Oregon
> >
> >
> > Sent from outer space
> >
> >> On Oct 11, 2015, at 7:05 AM, Thomas Lofft <tlofft [at] hotmail.com> wrote:
> >>
> >>
> >> Michael Stinson msserd [at] ntid.rit.edu wrote:
> >> Subject: [C-L]_ Separate financing of common house and individual
> >>   units?
> >>
> >> Our Flower City Cohousing community  in Rochester, NY would like to
> know about separate financing for the common house and the individual homes
> in the community, and would appreciate any pertinent information.  A
> developer with whom our  community has been meeting has expressed a
> preference for this financial arrangement. The Cohousing Handbook by Chris
> Hanson states that some choosing communities have separate financing of the
> common house and individual homes.
> >>
> >> Thanks,
> >> Mike Stinson
> >> Flower City Cohousing Community
> >>
> >> In Liberty Village, each home buyer financed their own home with a
> combination "construction-perm" which combines with their deposit to
> provide the front end cash to complete purchase of their lot that gives
> them the collateral for the lender. Thereafter, during the construction
> period, draws are released monthly to pay the builder of the home; upon
> completion and receipt of the certificate of occupancy and lien release
> from the builder, the debt is rolled into the permanent mortgage.
> >>
> >> Our original 27 acre improved land site acquisition was completed by a
> partnership chartered as an LLP (Limited Liability Partnership) with equity
> cash and a one year ARM (Adjustable Rate Mortgage). Within that first year,
> the property was subdivided to sell off a historical 1753 Manor House and
> outbuildings with 4 acres and a development loan was opened with a local
> bank to finance site development and infrastructure. In due course, the
> development loan is paid down from lot sales and the partnership will
> extend the development loan to construct the Common House, projecting loan
> payoff from final lot sales. If there were enough pre-sales (75% or more)
> it might be possible to get your lender to fund both the infrastructure and
> the common house in the initial development budget.
> >> Cheers,
> >> Tom Lofft
> >> Liberty Village, MD
> >>
> >> _________________________________________________________________
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