Re: Reserve funding levels
From: R Philip Dowds (rpdowdscomcast.net)
Date: Sun, 21 May 2017 06:40:53 -0700 (PDT)
Terri —

Well:  I write to you from the national cohousing conference in Nashville, 
where capital replacement planning and reserve funds have been important topics 
in several sessions.  It’s not all that complicated … but it is longer than can 
be usefully discussed in this particular reply.  Get in touch with me direct 
after Friday, and I can say more.

Thanks,
Philip Dowds
Cornerstone Cohousing
Cambridge, MA

mobile: 617.460.4549
email:   rpdowds [at] comcast.net

> On May 19, 2017, at 6:48 PM, Terri Hupfer <terri [at] phch.org> wrote:
> 
> 
> Our community, Pleasant Hill
> Cohousing, is located in the Bay Area of California. Ev n though state 
> regulations in CA require a minimum of 10% fully funded for a reserve account 
> we have always kept ours significantly higher. I would love to hear from 
> other communities what their minimum reserve percentages are, particularly 
> those located in CA or in urban areas such as D.C. Or Boston that might have 
> similar costs for replacement.
> Thanks,
> Terri Hupfer 
> Pleasant Hill Cohousing
> 
> Sent from my iPhone
> 
>> On May 19, 2017, at 3:16 AM, cohousing-l-request [at] cohousing.org wrote:
>> 
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>> When replying, please edit your Subject line so it is more specific
>> than "Re: Contents of Cohousing-L digest..."
>> 
>> 
>> Today's Topics:
>> 
>> 1. Re: SHort Term Rentals (Eris Weaver)
>> 2. Re: SHort Term Rentals (Sharon Villines)
>> 3. 2 homes available at New Brighton Cohousing in Aptos
>>    California (fernselzer [at] aol.com)
>> 4. Recommended resource (sannamckim1 [at] gmail.com)
>> 
>> 
>> ----------------------------------------------------------------------
>> 
>> Message: 1
>> Date: Thu, 18 May 2017 06:32:39 -0700
>> From: Eris Weaver <eris [at] erisweaver.info>
>> To: cohousing-l [at] cohousing.org
>> Subject: Re: [C-L]_ SHort Term Rentals
>> Message-ID: <AF5FA637-3112-49DA-99B5-CE465B759F42 [at] erisweaver.info>
>> Content-Type: text/plain;    charset=us-ascii
>> 
>> 
>>> 
>>> Does your cohousing community permit short term (think AirBnB) rentals?If 
>>> so, what process, conditions, do you require?If you do not permit them, why 
>>> not?I'm sure we're not the only group wrestling with this question!
>> 
>> We don't. One, our city zoning forbids it. Two, it essentially changes the 
>> nature of our community transactions - think consumers versus guests. Three, 
>> one of our members started doing it (without talking with anyone beforehand, 
>> which was its own issue) and it was awful! Drunk strangers making noise in 
>> the parking lot, locking themselves out of the house, bothering esidents.
>> 
>> Eris, in the airport en route to the conference!
>> 
>> 
>> ------------------------------
>> 
>> Message: 2
>> Date: Thu, 18 May 2017 09:56:48 -0400
>> From: Sharon Villines <sharon [at] sharonvillines.com>
>> To: cohousing-l [at] cohousing.org
>> Subject: Re: [C-L]_ SHort Term Rentals
>> Message-ID: <414D4458-6868-444A-8E20-479EE715105B [at] sharonvillines.com>
>> Content-Type: text/plain; charset=utf-8
>> 
>> We don?t allow it ? the bylaws say no "transient? rentals for the same 
>> reasons Eris mentioned. ?Transient? according to web searches is generally 
>> interpreted to mean a month or less; some even six months.
>> 
>> A community can?t be a community and a hotel at the same time. Particularly 
>> not a hot-bed hotel.
>> 
>> There is a good thread on this in the archives. 
>> 
>> Sharon
>> ----
>> Sharon Villines
>> Takoma Village Cohousing, Washington DC
>> http://www.takomavillage.org
>> 
>> 
>> 
>> 
>> 
>> 
>> ------------------------------
>> 
>> Message: 3
>> Date: Thu, 18 May 2017 11:46:07 -0400
>> From: fernselzer [at] aol.com
>> To: cohousing-l [at] cohousing.org
>> Subject: [C-L]_ 2 homes available at New Brighton Cohousing in Aptos
>>  California
>> Message-ID: <15c1c3cd58c-74de-15ab [at] webprd-m48.mail.aol.com>
>> Content-Type: text/plain; charset=utf-8
>> 
>> Here is a great opportunity for living in cohousing in Aptos, California, 
>> near Santa Cruz.  
>> 
>> 
>> The reason that both are coming up for sale at the same time is because  
>> both owners have been waiting for our loan options to open up, which they 
>> have recently.  We are a TIC and we used to be on a group loan, now we have 
>> finally worked out how to get individual loans.  One is listed on 
>> cohousing.org and here is the description below.
>> 
>> 
>> 
>> 2 Bedrooms, 2 Full Baths, 1100 square feet, deck, front and back yards
>> 
>> 
>> Live in an eco-home in the New Brighton Cohousing community--a beautiful, 
>> comfortable house finished with natural materials, close to the beach, and 
>> surrounded by neighbors you know!
>> 
>> 
>> New Brighton Cohousing is an active co-housing community with 22 members 
>> from ages 2 to 81.  We are located in Aptos California, a suburb of Santa 
>> Cruz.  There are 11 townhomes and a common house around a central yard.  The 
>> 1600 square foot common house has a shared kitchen, dining room, guest 
>> rooms, and laundry.  There is a play room and outdoor play ground for the 
>> children and a community garden and fruit trees.  We have two community 
>> meals per week and informal social events.  The property is owned jointly 
>> under a tenants in common agreement.
>> 
>> 
>> We are just across the street from AJ's Market and Natural Foods, half a 
>> block to Cabrillo Fitness Club and pool, on a bus line to downtown Santa 
>> Cruz, and a 15 minute walk to Cabrillo College or New Brighton State Beach 
>> and the ocean.  Cabrillo has plays, concerts, lectures, and the best farmers 
>> market in the Santa Cruz area--fresh organic fruit and produce all year.
>> 
>> 
>> 
>> 
>> 
>> The second home is a similar townhouse and was nicely upgraded, but  less 
>> recently.
>> 
>> 
>> 
>> The contact agent is Judy Ziegler and her email is judyz [at] pacbell.net.  
>> Online  www.cornucopia.com
>> I think there are going to be open houses every weekend for the next few 
>> weeks.
>> These homes should sell quickly because of the housing shortage around here. 
>>    
>> 
>> 
>> 
>> 
>> Thanks
>> Fern
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> 
>> ------------------------------
>> 
>> Message: 4
>> Date: Thu, 18 May 2017 15:46:22 -0400
>> From: sannamckim1 [at] gmail.com
>> To: cohousing-l [at] cohousing.org
>> Subject: [C-L]_ Recommended resource
>> Message-ID: <E2869B31-8D71-4905-9E80-456030A78812 [at] gmail.com>
>> Content-Type: text/plain;    charset=utf-8
>> 
>> Hi all,
>> After 10 years involved in self-developing Belfast Cohousing & Ecovillage, 
>> marked for me with some serious and in retrospect unnecessary growing pains 
>> that cost us dearly, I'd like to recommend an invaluable resource I wish 
>> we'd had earlier. It?s an online course excellent for forming communities 
>> who want to avoid some of the painful process pitfalls we experienced, but 
>> at least as valuable for anyone disturbed by the state of our world and 
>> interested in human and planetary sustainability. 
>> 
>> Bright Future Now is an easily accessible journey into the core inner and 
>> outer skills our times require. It?s led several times a year by Robert 
>> Gilman, a former resident of Winslow Cohousing, astrophysicist, co-founder 
>> of the Global Ecovillage Network, and founder and former editor of Context 
>> Institute?s award-winning journal, IN CONTEXT, A Quarterly of Humane 
>> Sustainable Culture. Robert is a gem to experience as teacher. Great short 
>> videos worth viewing can be found at http://www.context.org/ 
>> 
>> The course is both very personal and global at the same time. My own cohort 
>> of "Explorers"  consists of folks from Scotland , S.Africa, Senegal, 
>> Holland, D.C., WA state, Maine, and more. Explorers, having been introduced 
>> to a shared language and body of knowledge about ourselves and our times, 
>> become part of a vibrant growing network of folks who will, in myriad and 
>> unknown ways, work toward a sustainable future. It's heartwarming and 
>> hopeful, practical and useful in an integrated way that just works.
>> 
>> As a soon-to-be alum, I invite you to familiarize yourself with this unusual 
>> resource that has truly changed my outlook on our times. I especially love 
>> the thought of many more taking this special journey to help us transition 
>> as a species to the planetary era. In cohousing and elsewhere.
>> 
>> The next course runs from July 15 to August 26 with registration closing 
>> July 1.
>> 
>> Happy to discuss this more with anyone. I can be reached at:
>> 
>> Sanna McKim (co-founder, Belfast Cohousing & Ecovillage)
>> 207-505-1633
>> Sanna [at] mainecohousing.org
>> 
>> 
>> ------------------------------
>> 
>> Subject: Digest Footer
>> 
>> _________________________________________________________________
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>> ------------------------------
>> 
>> End of Cohousing-L Digest, Vol 160, Issue 15
>> ********************************************
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