Cohousing-L Mailing List: Re: Cohousing-L Digest, Vol 26, Issue 18

[Joani Blank (Joani]

> issues were dealt with adequately from the get go and
> while our acoustics are not perfect they are much
> better than other Cohousing Common Houses I have
> visited

I agree with my Swan's neighbor, Bonnie,  but the main reason the  
noise in our common dining room is tolerable is because we have only  
one child (I'm not counting our 16 year old) in our community.  When  
we did our priority list of things to cut when the prices went up,  
acoustic treatment of the ceiling of our common dining room was the  
highest priority to preserve. But it went away anyway.

One of our families is adopting a baby this spring, and we have a  
family-size unit for sale right now. If, by chance, it is sold to a  
family with one--or especially two--children, which I hope it is,  
some of us  will start being a little less happy about those  
acoustics. I actually predict that in a few years if/when we have 7  
or 8 children living here, we may well decide to invest in some  
significant acoustic treatment for the ceiling. It won't be easy  
because our ceiling goes to 25 feet high at it's highest point, but I  
predict we'll do it anyway.

Joani  Blank
Swan's Market Cohousing


> ------------------------------
>
> Message: 9
> Date: Fri, 10 Mar 2006 17:46:39 -0800 (PST)
> From: Martin Sheehy <martinsheehy [at] yahoo.com>
> Subject: Re: [C-L]_ Question about Reserve Funds
> To: Cohousing-L <cohousing-l [at] cohousing.org>
> Message-ID: <20060311014639.95701.qmail [at] web33415.mail.mud.yahoo.com>
> Content-Type: text/plain; charset=iso-8859-1
>
> I wonder if CoHousing Communities member(s) should not join AAII/ 
> Am. Assoc. of Individual Investors and/or BI/Better Investing  
> ( formerly NAIC/National Association of Investment Clubs) which  
> entities give advice on investing...across the ages[ at a very  
> cheap price.]
>   ----Martin
>
> Steve Gere <sgere [at] pacbell.net> wrote:
>   Hello everyone,
> I am Steve Gere and am part of the Berkeley cohousing community. We  
> are
> currently going through our every 4 year update of our reserve study.
> One of the elements of the study is the premise of how much the funds
> earn after taxes. Thus, our investment strategy is part of this  
> review..
> Last year, we decided to invest our reserve funds in a diverse  
> portfolio
> of money market funds, community loan funds, mutual funds and bond  
> funds
> that we all agreed had a low risk of loss of principal. We are
> revisiting this decision this year and some of our members are
> uncomfortable with the risk associated with loss of principal. We
> realize that most of the advice we can find is that condo association
> reserve funds says that this money should all be in cd's and money
> markets. The author of the Complete Guide to Reserve Funding & Reserve
> Investment Strategies is pretty adamant about this.
> I am writing to you to see if there are any other communities that
> invest their reserve funds in anything other than cd's and money
> markets. If so, are you willing to share that information either on  
> the
> list or via email?
> Thanks in advance and Happy Friday,
> Steve
>
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> End of Cohousing-L Digest, Vol 26, Issue 18
> *******************************************