Cohousing-L Mailing List: Re: a question about insurance

[Richard L. Kohlhaas (rlkohl]

At Casa Verde, we have Workers Comp insurance to cover us for workers who do 
not have their own
insurance.  It costs about $300/year.  We do try to make sure that workers and 
companies have their
own insurance, but there is the occasional worker or very small company that 
does not.

 We are audited every year; if we would have a high amount of uninsured work 
done, the premium
would increase.

From:                   "Shari Hirst" <sharihirst13 [at] gmail.com>
To:                     "Cohousing-L" <cohousing-l [at] cohousing.org>
Date sent:              Mon, 17 Jun 2013 21:30:51 -0600
Subject:                [C-L]_ a question about insurance
Send reply to:          Cohousing-L <cohousing-l [at] cohousing.org>

>
> At Sand River Cohousing we are discussing how we and workmen are protected 
> when they are hired by
> the HOA to do community work.  We have some information on Workman´s Comp. 
> and we were told about
> a method where workmen not covered by Workman´s Comp can get a temporary 
> policy from their
> insurance company that protects them on a job and protects the community.
>
> We were wondering how other cohousing groups handled this situation.
>
> Let me know if I haven´t explained our problem clearly.
>
> Shari Hirst
> Sand River Cohousing
> Santa Fe, NM
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>

------------------------------------
Dick Kohlhaas <rlkohl [at] earthlink.net>
(719)633-8170
Board Member, Cohousing Association of the US
Resident of  Colorado Springs Cohousing Community at Casa Verde Commons
Completed March 2003. 34 units on 4 acres     www.casaverde.us