Cohousing-L Mailing List: Re: Reserve account investments

[Mac Thomson (macthomson]

At Heartwood Cohousing, we have about $225K of cash and investment holdings 
allocated as follows:
25% cash (in local bank and Vanguard MMF)
50% bonds (Vanguard tax-exempt bond fund: VTEAX)
25% stocks & REIT (Vanguard: VGSLX, VTIAX, VTSAX)

Our overriding strategy is to maintain relatively safe investments while 
earning a decent return. Our average return for the past 8 years has been 3.7%.

-- 
Mac Thomson

Heartwood Cohousing
Southwest Colorado
http://www.heartwoodcohousing.com


"Things in our country run in spite of government, not by aid of it."
        - Will Rogers
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> On Mar 25, 2021, at 8:51 PM, Janet Murphy <janetmusicrn [at] gmail.com> wrote:
> 
> My cohousing is curious about how other cohousings invest their reserve
> monies. Stocks? Bonds? Muni bond? CDs? Money Markets? Treasuries? REITs?
> Land? Gold? Bitcoin?
> What level of risk do you take with long term investments? Do you have a
> target return?
> These answers will be affected by whether you are restricted by statutory
> reserve account laws in your state. Please let us know if your account
> restricts you in what investments you can make.
> If there is a source for statistics on all of this, let us know.
> Thanks,
> Janet
> Arboretum Cohousing
> Madison WI
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