Cohousing-L Mailing List: Re: Master policy struggles?

[Lauren Lake (laurenlake161]

Hi Cheryl,

We work through a broker that specializes in HOAs. They’ve been able to get
us quotes. They know which questions on the application can be problematic,
and we’ve changed a few of our policies to cover those concerns.

That said, every year we await the renewal decision with trepidation.

Lauren Lake
Green Grove Cohousing

On Tue, Oct 21, 2025 at 7:29 PM Cheryl Keil via Cohousing-L <
cohousing-l [at] cohousing.org> wrote:

> Hi everyone,
>
> This is Cheryl from Wasatch Commons in Salt Lake City, Utah with an
> insurance question.
>
> We are having a hard time finding insurers who will quote us on a master
> policy because we’re an HOA (strike 1) and a cohousing community (strike
> 2+). Insurers find the self managing/self maintaining aspect of cohousing
> risky, blah blah blah
>
> So….I just wanted to reach out and see:
> - Are other cohousing communities experiencing the same thing?
> -  Which insurer is your current policy with?
>
> Any additional feedback is very much appreciated!
>
> Thanks,
> Cheryl
>
> Cheryl Keil
> Sent from my iPhone
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