Shared Vehicle LLC
From: Audrey Watson (
Date: Tue, 30 Jun 2009 11:41:53 -0700 (PDT)
we have an LLC for "our" electric car, and are planning on adding a truck to that policy. It was the best way to stay legal with the insurance company and to not add to any one person's insurance costs or liability. Turns out that having lots of people on the policy is not additional cost, but adding people above or below a certain age or with bad driving records costs more. The cost for insurance for the truck for a year was $690 add-on to the existing policy, which seems really reasonable. It is an older truck. I think Marci Burkel set the LLC up for our group, she is a lawyer who lives in Winslow Cohousing. The car/truck group is totally separate from our cohousing group, our insurance on our buildings does not include any vehicles. For the truck we are looking at charging a per mile fee, and having that include gas.
The only community "subsidy" is providing a parking place for the vehicle.
Winslow Cohousing

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Today's Topics:

   1. Group ownership of a truck (Michael Barrett)
   2. Re: Group ownership of a truck (Nancy Baumeister)
   3. Re: Group ownership of a truck (Rob Sandelin)
   4. Re: Group ownership of a truck (Craig Ragland)


Message: 1
Date: Sun, 28 Jun 2009 13:47:11 -0400
From: "Michael Barrett" <mbarrett [at]>
Subject: [C-L]_ Group ownership of a truck
To: "Cohousing-L" <cohousing-l [at]>
Cc: Megan Foster <megan [at]>,      Nancy Mignone
        <nancy [at]>,       Will Stacy
        <will [at]>, Will Butler <whbutler [at]>,   Rachel
        Christensen <lovesturtles [at]>,        Fred Mignone
        <fred [at]>,        Alan Raflo <araflo [at]>, Carol Brandt
        <cbbrandt [at]>
Message-ID: <3BF37D57A544467B949D21129DD8CF06@MYDT>
Content-Type: text/plain;       charset="iso-8859-1"

Our informal truck co-op of 6 member households within our cohousing community (i.e. it is not a whole community resource) in Virginia has operated with one owner with title and insurance - and several friends. The owner wants to change this and an LLC has been suggested as being used successfully in other coho communities On the basis of an online search, foming an LLC seems complicated and costs money (no surprise there) and requires amongst other things filing tax returns for the LLC with state and federal governments.
As a simpler alternative, a couple of Coho -L archive entries state that one is covered 
by one's own personal auto insurance while driving the "borrowed" vehicle.

Transfer of money and any sharing of costs seems to be a potential "biggie". Are there folks who have experience in vehicle sharing co-ops who are willing to share their experiences, good and bad, and offer specific advice?
Michael Barrett


Message: 2
Date: Mon, 29 Jun 2009 05:59:09 -0700
From: Nancy Baumeister <nancybee [at]>
Subject: Re: [C-L]_ Group ownership of a truck
To: Cohousing-L <cohousing-l [at]>
Cc: Megan Foster <megan [at]>,      Will Stacy
        <will [at]>, Will Butler <whbutler [at]>,   Rachel
        Christensen <lovesturtles [at]>,        Fred Mignone
        <fred [at]>,        Nancy Mignone
        <nancy [at]>,       Alan Raflo <araflo [at]>, Carol
        Brandt <cbbrandt [at]>
Message-ID: <4A48BA9D.5060403 [at]>
Content-Type: text/plain; charset=ISO-8859-1; format=flowed

There are several people interested in doing this where I live as well. Please share what you learn about this


Michael Barrett wrote:
Our informal truck co-op ...

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