Re: FHA Approval
From: Kathryn McCamant (
Date: Mon, 31 Mar 2014 10:42:24 -0700 (PDT)
I fully support any effort to change the governments support for all
community oriented housing arrangements! Sign me up!

In the meantime, I would still recommend keeping "cohousing" out of your
formal legal name it you want access the competitive mortgage rates.


Kathryn McCamant, President, Architect
CoHousing Partners, LLC
241 Commercial Street
Nevada City, CA 95959
T.530.478.1970  C.916.798.4755

On 3/31/14 10:34 AM, "Sharon Villines" <sharon [at]> wrote:

>On Mar 31, 2014, at 1:10 PM, Kathryn McCamant
><kmccamant [at]> wrote:
>> I would strongly suggest you remove "cohousing" from your legal name as
>> will just make it more difficult for your members to get financing....
>> Over the many years the community exist.... No matter what happens with
>> the current discussion with FHA.
>I strongly disagree with this. Government employees and agencies cannot
>withhold benefits based on their own personal biases. Only cohousers can
>correct this by stepping up and say no. Winning this battle will also
>help other groups that have been discriminated against, so this isn't a
>privileged middle class fight. The civil rights movement benefitted all
>of us, not just dark-skinned people.
>If the national organization doesn't take this on, I don't know what they
>are good for. A strong statement but I completely believe it. Use
>CrowdSourcing to up a legal defense fund and do a press campaign. If
>people can build such unlikely things as cohousing communities, they can
>certainly take on the FHA and the mortgage system.
>The government can't hide. I remember when I wasn't allowed to have the
>gas and electricity hooked up because I was married so my husband had to
>do it. I couldn't get a credit card in my own name. The telephone company
>refused to list my name in the telephone directory because it was
>"dangerous for women." We had no sports and a tiny gym until women got
>Title IX passed. That stuff didn't change because people changed their
>names, though some did give their girls traditionally male names. The
>government couldn't hide behind their excuse that these were private
>companies and they had no authority.
>The FHA has NO data on which to base their refusal to guarantee mortgages
>for cohousing. But we have to prove that to them. Otherwise they continue
>as they please based on uninformed opinions and not the law.
>Sharon Villines, Washington DC
>"Nothing exists without order. Nothing comes into existence without
>chaos." Albert Einstein
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