Cohousing-L Mailing List: Re: Long Term Care (LTC) Insurance - What are your facts?

[Kathryn McCamant (kmccamant]

Interesting question Tom, I¹ll look forward to seeing what comes in. We¹ve
recently been looking into this, and I must say the biggest incentive is
that it is my understanding that Long Term Care Insurance is one of the
only sources of funds to cover ³in home² careŠwhich is what we hope to be
able to use to stay in our communities.

Katie 
-- 
Kathryn McCamant, President
CoHousing Solutions
241B Commercial Street
Nevada City, CA 95959
T.530.478.1970  C.916.798.4755
www.cohousing-solutions.com







On 12/7/15, 12:08 PM, "Cohousing-L on behalf of Thomas Lofft"
<cohousing-l-bounces+kmccamant=cohousing-solutions.com [at] cohousing.org on
behalf of tlofft [at] hotmail.com> wrote:

>
>GREETINGS, FRIENDS,
>Mid Atlantic Cohousing (http://www.midatlanticcohousing) just yesterday
>hosted an excellent Meet-n-Greet for Mid Atlantic cohousers to meet with
>Alice Alexander, most excellent Executive Director of Cohousing US.
>The focus of our 2 hour discussion was "How Can our Community Support
>Personal Care Requirements for Aging Seniors (& Super-Seniors)?" This
>topic will be a big focus for the National Conference to be hosted by
>Sage Hill Cohousing and CohousingUS in May 2016 in Salt Lake City,
>May20-21st, 2016, if my failing memory hasn't failed completely.
>One of the outshoots was minor debate aver the efficacy of LTC - Long
>Term Care Insurance. Some claimed excellent timely benefits were
>received, others reported paying huge long term premiums without ever
>receiving any benefits when they were needed.
>I am seeking reliable, documented testimony from cohousers who may have
>direct family experience with use of LTC, who the provider was, what the
>premiums were, what benefits were received. how timely, how congenial,
>and were the benefits provided consistent with the original
>representations of the seller of the policy or was legal intervention
>required to obtain benefits?
>For this information to serve us all effectively, I urge you all to
>provide as deeply factual reporting as possible, real names of companies,
>providers, sales sharks, premiums and benefits paid, received or denied.
>I am not a legal advocate or shark, just another cohousing consumer
>trying to get real information for this topic to serve us all as we move
>forward toward our final years in this mortal world.
>Thanks for your input.
>Tom Lofft
>Liberty Village, MD                                    
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