Cohousing-L Mailing List: Re: Cohousing community work and Insurance

[syndallas (syndallas]

Thanks Sharon.

Has your community had a claim made using the volunteer/participation 
insurance?  

I hope to bring the options back to our lawyer.  It's true that standard condo 
insurance doesn't lay over our cohousing model very well.

Sent from my iPhone

> On Jan 6, 2016, at 9:07 AM, Sharon Villines <sharon [at] sharonvillines.com> 
> wrote:
> 
> 
> 
>> On Jan 5, 2016, at 8:00 PM, Syndallas Baughman <syndallas [at] gmail.com> 
>> wrote:
>> 
>> 1) a volunteer/participation insurance that would cover some medical bills- 
>> but then the work program would have to be explicitly voluntary with waivers 
>> and what not acknowledging the voluntary nature of the work.  
> 
> We have this but I don’t know the details. It is “volunteer insurance” and 
> covers any resident while doing community work.
> 
> We also learned last spring that our insurance cost could soon triple — an 
> industry increase I think.
> 
> But what I signed on to ask is have you consulted a lawyer. I wouldn’t take 
> it for granted that the insurance agent understands all the legalities since 
> expectations and management in cohousing isn’t like most condos.
> 
> Sharon
> ----
> Sharon Villines
> Takoma Village Cohousing, Washington DC
> http://www.takomavillage.org
> 
> 
> 
> 
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