Re: Reserve Studies | <– Date –> <– Thread –> |
From: Rob Sandelin (floriferous![]() |
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Date: Tue, 8 Aug 2006 10:18:32 -0700 (PDT) |
Just one perspective about reserves, this being a psychological one . I was in a frank discussion once where many of the people wanted to put in the minimum towards reserves because they has little faith that they would be living in that building in the thirty years later time frame, and so if it cost something extra, they would not be paying for it. This came from the wider notion that America is not the kind of society anymore where people live 30 years in one house. In fact, such longevity in one place is almost unheard of in this generation. We are mobile, we move for jobs, relationships, or just to change scenery. In this group discussion that I am describing, not one person in the 25 people had ever lived anywhere in their lives longer than 9 years! They had little attraction to charging themselves a bunch of money for something they would never receive and choose to put in whatever the minimum requirement was. So the whole notion of planning ahead thirty years can be extra challenging. I know it was for this particular group Rob Sandelin Naturalist, Writer The Environmental Science School http://www.nonprofitpages.com/nica/SVE.htm ><((((º>`·..·`·..·`·...><((((º>...·`·..·`·...><((((º>.·`·..·`·...><((((º>.·` ·..·`·...><((((º>·.. ><((((º> ·`·..·`·...·..·`><((((º>.·`·..·`·...><((((º>.·`·..·`·...><((((º>..·`·..·`·.. .><((((º>·.. ·`·..·`·....·`·..·`·...><((((º> -- No virus found in this outgoing message. Checked by AVG Free Edition. Version: 7.1.405 / Virus Database: 268.10.8/413 - Release Date: 8/8/2006
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