Re: our own insurance
From: Elph Morgan (
Date: Thu, 9 Jul 2009 08:06:25 -0700 (PDT)

You touch on one of the exciting side benefits of having a pooled insurance
fund, which is that once we have moved beyond secondary backing and have a
sizeable pooled fund we will want to invest the money in projects we both
believe in and feel offer reasonable risk. Cohousing projects can offer
those opportunities. I'm also looking at other groups like the RSF Social
Finance fund <> for help in this direction.


On Wed, Jul 8, 2009 at 10:33 AM, John Faust <wjfaust [at]> wrote:

> Elph,
> I do endorse this approach. One of the investments of such an insurance
> pool
> could be the development of cohousing through construction loans to
> qualifying construction-ready groups with a qualifying plan of development.
> This might allow more freedom in how such a group legally organizes.
> Who would invest? Existing cohousing associations looking for a responsible
> and reliable place for their reserve funds, cohousing residents tired of
> the
> "high-flying" financial sector circus and others with confidence in the
> concept.
> Who would manage the fund? Professionals hired by Coho US. Who better
> understands or has confidence in cohousing? Who is a better judge of a
> sound
> cohousing plan worth investing in?
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