Cohousing-L Mailing List: Insurance

[Sandy Thomson (sandykthomson]

We are a rural Cohousing community that has various Ag businesses working on 
our land and we are having a hard time finding an insurance company to insure 
us.  It seems there are farm policies and HOA policies but nothing that covers 
someone who does both.  We have a very small dairy that sells raw milk to 
community members and a few outside the community.  We have someone producing 
eggs for the community and a few outside the community.  We have someone 
producing pork that goes to a USDA approved butcher for processing and he sells 
inside and outside the community as well.  Those are all members and then we 
lease some land to someone who is not a member who grows vegetables for us and 
others in the larger community.  All these operations are small.  We would love 
to continue to produce food on our Cohousing owned land but this insurance is 
starting to be a real obstacle.  What do other communities do that have 
something like this.  PLEASE let me know we are running out of options.
Thanks,
Sandy